"We paid off our 20 year mortgage in 4 years and saved $97,000 in interest by using this system. They should be teaching this in school."

- Nick and Christine Randall (Australia)

"I am saving $108,344.14 and paying off my home 18 years earlier than the original 30 year loan."

"I was so close to buying into one of the $3,500.00 copycat systems out there... I had put down the $500 deposit and was being asked for my credit card number a few days later to get started, when I asked, 'Is there a money back guarantee?' The quiet but very firm 'NO! answer stopped me in my tracks. I realized I had to look around to see if there were other alternatives out there for my own piece of mind."

"I work as an Investigator for the California Department of Consumer Affairs and give this type of advice on a daily basis... 'always get other estimates, know your alternatives and choices.' I started checking around the Internet. Through a discussion forum I saw Harj's program mentioned and went to the web site. It was a blessing from heaven."

"With Harj's fair price on this system and Webinars to help, I thought it's worth a try to save over $3,000.00, and if it's not the same thing I can always go back and pay the $3,500.00. Luckily I was able to get that $500 copycat deposit back and happily tried Harj's system. To my delight, I was the one controlling the program and inputting the data."

"I am able to get very specific and make changes when needed. I have spent hours playing with the numbers in the Speed Equity System and have found it to be incredibly accurate. I will have my home paid off in 4 years and 8 months and will be debt free!!! I really enjoy the ability to adjust my spending habits and see immediate results. I am now thrilled in doing my budgeting and seeing my savings reflected in reduced time and interest savings on my loan."

"Thanks Harj for your fairness, honesty and ingenious program!"

V. Williams (California - USA)

"My name is Nick Di Archangel and I have been using the Speed Equity software since February 2007 to reduce both my mortgage and debt here Las Vegas. I came to know Harj Gill and his program through a television report I produced for the consumer segment Saving You Money which aired on KVBC in Las Vegas, a local NBC affiliate."

"I've been working in broadcasting since 1989. My first job was as an intern for the consumer unit at WCBS in New York called the Troubleshooters. Since then, I worked for CBS News, CNBC, WWOR-TV and KVBC. I've been nominated for 7 Emmy's, winning two: for my work in New York on the crash of Flight 587 and one in Las Vegas for my undercover investigative work, plus I've won local Associated Press and Electronic Media awards throughout my career."

"In 2004, I was one of the first journalists in the country and probably the only journalist at that time to not only report, but to build and drive a car (a 'grease car') that runs on used, free waste vegetable oil. I've converted another car since then and have run free seminars in Las Vegas educating the public on the grease car technology."

"When I first learned about Harj, I researched him, his book and his concept exhaustively, constantly challenging him and his system. I presented both his book and concept to experts in the fields of finance, law, real estate, accounting and government. Only after I understood the enormous benefit of his program, did I feel comfortable doing a story on his program and how it works. I felt if I was to do a story on this concept that nearly everyone I spoke to agreed worked, it only made sense to interview and focus on the original author of the program. Additionally, I felt I had to experience how his system would work with my own mortgage and debt."

"Now after so many months and after leaving the broadcast news business, I feel I owe it to the public to share my success with the Speed Equity system and my belief that this is the most sound, long term solution to becoming an expert on your own budget and reducing your mortgage and any other debt you have."

"I invite you to research this system as I have and test it for yourself to see how it can change your life they way it did mine. If you decide it's not for you, that's perfectly o.k. with me, because as I say to everyone who asks me about my own personal experience, "In five years, I'll still be driving a car that runs on vegetable oil AND my house will be paid off!"

"I've said it many times, but it's always worth repeating: Harj thank you for Speed Equity. It truly changed my life in every way."

Nick Di Archangel (Las Vegas, NV - USA)

"My wife and I always wanted to pay off our mortgage early, but never really knew the best way to do it. This system puts all the pieces of the puzzle together in a simple, yet powerful way."

"We can hardly believe it!"

"The Speed Equity System is going to cut 14 years 9 months off our mortgage and save us over $127,500 in interest – without us making any significant changes to our lifestyle! This has allowed us to plan the vacations we always wanted, but never thought we could afford."

"Another bonus is that in the past, my wife and I didn't really work together on our finances. Now we feel like we are a team and finally getting somewhere when we check the results together every month with the software program that comes with the system."

"Incidentally, a little tweaking of our plan and the software has allowed us to save even more interest. We feel the lessons we've learned from this system will allow us to succeed financially for the rest of our lives."

"Our hats are off to this great program!"

B. Gibson (Washington - USA)

"To our delight, your system took our home mortgage (plus every other debt we had) down from 14 years, 5 months to 5 years even - saving us over $52,000 in interest! Within the first few months we shaved several more months off of that. At this point, my husband and I were truly inspired. The system works!"

"It's very gratifying at the end of the month to plug our ending balance for our mortgage into the software. It's a real sense of accomplishment and forward momentum because we try to beat where we should be."

"Thank you for teaching us how to take hold of our finances and an important part of our life. Freedom is within sight!"

S. Rakes (Washington-USA)